Do pharmaceutical drug/vaccine companies take out indemnity insurance to safeguard themselves from causing harm to patients?
Do conventional doctors have indemnity insurance to compensate patients who are harmed by the pharmaceutical drugs/vaccines they prescribe?
If we drive a car, or live in a house, we buy car and house insurance. It costs us an annual premium. The benefit is that it ensures us if anything happens that hurts us, or causes harm to other people we are compensated. It also acts as a reminder; that we need to ensure that we keep ourselves safe because if we claim on the policy too often we know that the annual premium is likely to go up, and eventually, we might even make ourselves ‘uninsurable’.
Both these elements are part of any insurance deal. Insurers ensure us against harm; but we agree to minimise their financial risk through sensible, careful and responsible behaviour. This reduces the risk to insurers; and reduces the size of the premiums we have to pay.
This contract between insurers and the ensured has become part and parcel of living in a world that increasingly wants to be minimise risk. Health and safety has become more important now than it has ever been before; the precautionary principle is universally applied.
Except, of course, that the precautionary principle does NOT apply to the pharmaceutical industry, or the world of conventional medicine!
Doctors have always had to pay indemnity insurance, but in the UK over 50%
of insurance premiums are now paid by government. I have written about this in 2016 and 2017, when doctors were complaining that their indemnity insurance premiums had become too high for them to pay, and government stepped in to pay them. For more details click on these links.
- What happens when doctors harm patients?
- What happens when doctors harm patients? (2)
- Indemnity. What happens when doctors harm patients? (3)
"Indemnity insurance enables doctors to harm patients without facing the full financial consequences of doing so. For the conventional medical establishment this is important; after all, they are dealing with dangerous drugs and vaccines every day. Doctors give them to patients on the basis that they are safe, in the full knowledge that they are not only unsafe, but cause diseases far worse than the conditions for which they are prescribed, and will actually kill a certain percentage."
Pharmaceutical drug companies, too, try to ensure themselves against the harm their drugs and vaccines cause, and increasingly their ‘premiums’ are now being paid by governments too. This is the situation in the USA, for instance, particularly for vaccine damaged patients. What this means is that when pharmaceutical drugs and vaccines cause serious patient harm it is the government who pays the compensation!
As patients it is important that we all recognise this. It means that drug companies, and conventional medicine generally, are being absolved from much of the financial liability for the harm they cause to us. They no longer have to worry about increased insurance premiums as they do not pay them.
What this means is that the medical profession no longer has to be as careful about our safety, like when you or I are driving our cars!
If the government started to pay for our car insurance, would this ‘absolve’ us from causing a road accidents, or injuring, harming and killing other people? Of course not! But at least we would not have to worry about paying increased insurance premiums! This is the position of doctors, and drug companies now; they do not have to worry about the safety of what they are doing to us.
The situation is actually worse than this! Conventional medicine is the only industry (tell me if you know another) that does not have to worry about the precautionary principle. If you refused to wear a hard-hat, or proper footwear on a construction site, if you did not sit on an ergonomic officer chair in an office, if you were regularly subjected to loud noises with ear protection, if you worked on a roof without suitable safety measures - etc., etc., - these matters would be a problem in most industry. The company would take action against the employee. The H&S executive would take action against the company.
The company remains liable for any harm caused to us.
Yet pharmaceutical companies have no such worries. They can bring out drug after drug, vaccine after vaccine, all known to have serious side effects; and they can profit from them without fear of any financial penalty. Similarly, doctors can prescribe these same drugs to patients even when they are aware of the serious adverse drug reactions they can cause.
No other industry would be allowed to get away making excuses, stating that the drug is "safe" or "well tolerated", or that the ‘benefits outweigh the risk’. The amount of illness, disease and death caused by conventional medical treatment would not be accepted by any other industry. We regularly hear about new discovered and harmful ‘side effects’ caused by drugs and vaccines that conventional medicine has been using for years, decades - and yet still nothing is done to protect patients from the harm they are known to cause.
This is not only extraordinary, it is an unparalleled situation. No other industry is absolved from doing harm in the same way that conventional medicine is. And we are all paying for it by levels of chronic illness, often the result of side effects, that have never been known before.
This is why going to see a doctor, or to the hospital, is now one the most dangerous thing we ever do in our lives.
- Take this pharmaceutical drug - just be careful and report any side effects.
- = You don’t need to wear a hard hat - so long as you are careful (?!!?)
If conventional medicine will not look after us, we must look after ourselves. This is why I no longer see a doctor, and keep well clear of hospitals. I am thankful that I discovered homeopathy, 40 years ago; I don’t need them any more.
But we warned!
We are told that the solution to coronavirus COVID-19 is a vaccine. So, supported by government funding, lots of drug companies are rushing to produce a new vaccine. And they are all eager to discount any risk to themselves if this rushed vaccine proves to be harmful to patients.
So governments around the world have indemnified them from this threat. If patients are harmed by these new vaccines they will not have to pay the compensation - the government will - the taxpayer will - and that's you and me!
SO ANY INCENTIVE DRUG COMPANIES MIGHT HAVE HAD TO ENSURE THAT THESE NEW VACCINES ARE SAFE IS SIGNIFICANTLY REDUCED! WILL YOU TRUST THEM?
